When we think about protecting our homes and families, most of us focus on securing a mortgage, building savings, or planning for the future. But what happens when life throws the unexpected at us?
At Every Mortgage Matters, we believe that real financial security means planning for the “what ifs.” That’s why we’re sharing Paula’s powerful story, a reminder of why critical illness cover and life insurance are not just optional extras, but essential safeguards.
A Sudden Diagnosis That Changed Everything
Paula’s journey wasn’t about her own illness, but her husband’s. At just 34, he discovered what he thought was a harmless lump. It turned out to be a cancerous tumour. A quick lumpectomy and six weeks off work seemed like the end of the ordeal. But four years later, on Father’s Day, another lump appeared and this time, it was aggressive and life-changing.
With two young children and a small business to manage, Paula and her husband were suddenly faced with months of intensive treatment, hospital stays, and the complete shutdown of their normal life.
“If We Didn’t Have Protection, We Would Have Lost Our Home.”
Like many families, Paula assumed they were too young to worry about serious illness. But thanks to the critical illness insurance they had in place, they were able to manage financially during the most difficult time of their lives.
With her husband unable to work and Paula working part-time at a bank, that insurance policy meant they could keep their home, pay the bills, and focus on recovery instead of money worries.
As Paula puts it:
“People say to me, ‘That must have been a nightmare.’ But when you’re in it, you just do what you have to do. Looking back now, if we didn’t have that cover, we simply wouldn’t have been able to keep our home.”
Life Insurance: Providing Peace of Mind for the Future
Even after her husband’s recovery, the journey continued. A third tumour was discovered, leading to a major operation and more time away from work. Thanks to careful financial planning, Paula’s husband now has life insurance once again—giving their family peace of mind for the future, no matter what happens next.
“You take it out, you pay it every month, you put it in a drawer and then one day, you get that horrible diagnosis and think, ‘Thank goodness I’ve got that policy.’”
Don’t Wait Until It’s Too Late
One of the most common objections Paula hears from her clients is, “I’m young, I’m healthy, it won’t happen to me.” But her story proves that life doesn’t always follow the plan.
There was no history of cancer in her husband’s family. No warning signs. Just a normal life, suddenly turned upside down.
Protect What Matters Most
At Every Mortgage Matters, we don’t just help you secure your mortgage—we help you protect it. Whether it’s critical illness cover, income protection, or life insurance, we’ll work with you to ensure your family is prepared for whatever comes next.
Ready to Talk?
Book a no-obligation consultation with one of our advisors today and get peace of mind knowing your future is protected.
As with all insurance policies, conditions and exclusions will apply.