First Time Buyer
It’s an extremely exciting moment being accepted for your first mortgage, but it can also be a daunting and confusing experience too. There’s numerous questions and information that needs to be gathered to enable a lender to decide if you’re applicable for a mortgage. Many of our customers have been first time buyers and subsequently we’ve then helped them remortgage to better deals later on, however being accepted for your first mortgage can be worrying. A qualified, experienced and supportive mortgage adviser can navigate you through the mortgage process to ensure you have all the help you need to source the right mortgage, complete the application and finalise the finance.
We aim to make the experience for first time buyers as seamless and hassle-free as possible. You can ask us as many questions as you wish and honestly, there’s no such thing as a silly question.
Government Support
There’s various Government incentives available to help first time buyers such as the LIFT scheme and Help to Buy. These financial packages are designed to help first time buyers onto the property ladder and many of the people we’ve assisted have utilised this support to enable them to meet essential mortgage criteria.
If you’re thinking about becoming a homeowner but don’t think you’ll be accepted, please get in touch. Even if you’re not suitable today for a mortgage we can provide you with a detailed plan so you can work towards being accepted in the future.
Mortgage Support For First Time Buyers
When you make your first enquiry it’s an informal chat about what you would like to achieve as well as your personal and financial situation. We can then discuss with you some of your options and then, with your approval, get to work on your behalf to meet your objectives.
Once we’ve completed my research we’ll revert back to you and setup another appointment to discuss the mortgages available alongside the interest rates and what that would mean as a monthly repayment.
After we discuss the available mortgages we will obtain a decision in principle and this will enable you to start looking at properties.
We work alongside you throughout the entire process and if you find a property you like we’ll support and advise you on the next steps. After your offer is accepted we’ll then complete your application and assist you for as long as you need my support.
If you’re a first time buyer and would like assistance with your mortgage application, please get in touch on 07545 579492.